> ## Documentation Index
> Fetch the complete documentation index at: https://razorpay-60c89f9a-mintlify-audit-missing-sections-1778528421.mintlify.site/llms.txt
> Use this file to discover all available pages before exploring further.

# Smart Collect 2.0 APIs

> Smart Collect 2.0, which is an upgraded version of [Smart Collect](/api/payments/smart-collect) , offers additional APIs which enables you to create Customer Identifiers with Bank Account and VPA Receiver, add VPA Receiver to existing Customer Identifier, and fetch payments made using UPI.

Open a Current account or an Escrow account to start using [Smart Collect 2.0](/payments/smart-collect).

Fork the Razorpay Postman Public Workspace and try the Smart Collect APIs using your [Test API Keys](/api/authentication#generate-api-keys).

[](https://www.postman.com/razorpaydev/workspace/razorpay-public-workspace/folder/12492020-9fd01f11-0b59-4e97-a281-40f4b14277ec)

<Info>
  **Handy Tips**
</Info>

* **Smart Collect 2.0** offers all the existing functionalities of **Smart Collect** and uses the same **Smart Collect** API endpoints, in addition to the new APIs listed on this page.

* Use [Smart Collect TPV](/api/payments/smart-collect-tpv)  APIs to **Add an Allowed Payer** or **Delete an Allowed Payer**

<Warning>
  **Watch Out!**

  Bank account is mandatory to create a Customer Identifier. You cannot create a Customer Identifier using VPA (UPI) alone.
</Warning>

### Related Guides

[About Smart Collect 2.0](/payments/smart-collect)
[Set Up Webhooks](/webhooks/setup-edit-payments)
[Webhook Payloads](/webhooks/smart-collect)

### Endpoints

* **post** `/v1/virtual_accounts` - Create Customer Identifier with VPA and Bank Account Receivers With Smart Collect 2.0:
  Creates a Customer Identifier with VPA and Bank Account Receivers With Smart Collect 2.0.

* **post** `v1/virtual_accounts/:id/receivers` - Add VPA Receiver to existing Customer Identifier With Smart Collect 2.0:
  Adds a VPA Receiver to an existing Customer Identifier With Smart Collect 2.0.

* **get** `/v1/payments/:id/upi_transfer` - Fetch Payments Made Using UPI With Smart Collect 2.0:
  Retrieves payments made using UPI With Smart Collect 2.0.

* **post** `/v1/virtual_accounts` - Create a Customer Identifier With Bank Account Receiver:
  Creates a Customer Identifier with bank account receiver.

* **post** `/v1/virtual_accounts/:id` - Update a Customer Identifier:
  Updates details of a Customer Identifier.

* **get** `/v1/virtual_accounts/:id` - Fetch a Customer Identifier Using ID:
  Retrieves details of a Customer Identifier using id.

* **get** `/v1/virtual_accounts/` - Fetch All Customer Identifiers:
  Retrieves details of all Customer Identifiers.

* **get** `/v1/virtual_accounts/:id/payments` - Fetch Payments for a Customer Identifier:
  Retrieves details of payments made against a particular Customer Identifier.

* **get** `/v1/virtual_accounts/:id/payments` - Fetch Payments Made By Bank Transfer:
  Retrieves details of a payment using bank transfer method.

* **get** `/v1/payments?skip=0&count=25&va_transaction_id=:id&virtual_account=1` - Fetch Payments Using UTR:
  Retrieves details of a payment using bank transfer method via UTR.

* **post** `/v1/virtual_accounts/:id/close` - Close a Customer Identifier:
  Closes a Customer Identifier.

* **post** `v1/virtual_accounts/:id/receivers` - Add VPA Receiver to existing Customer Identifier With Smart Collect 2.0:
  Adds a VPA Receiver to an existing Customer Identifier With Smart Collect 2.0.

* **post** `/v1/virtual_accounts` - Create Customer Identifier with VPA and Bank Account Receivers With Smart Collect 2.0:
  Creates a Customer Identifier with VPA and Bank Account Receivers With Smart Collect 2.0.

* **get** `/v1/payments/:id/upi_transfer` - Fetch Payments Made Using UPI With Smart Collect 2.0:
  Retrieves payments made using UPI With Smart Collect 2.0.