> ## Documentation Index
> Fetch the complete documentation index at: https://razorpay-60c89f9a-mintlify-audit-missing-sections-1778528421.mintlify.site/llms.txt
> Use this file to discover all available pages before exploring further.

# About Instalments

> Instalments provide an option for your customers to make a payment in easy, equal monthly instalments at applicable interest rates from a list of banks and partners. This payment option encourages your customers to make big-value purchases without worrying about paying the full amount upfront. Customers pay the principal amount in monthly instalments.

With Razorpay, you can let your customers pay for their purchases through credit card instalments.

## Instalment Types

## Instalment Types | Availability

[Credit Card Instalments](/payments/payment-methods/instalments/credit-card-instalments) | ✓

<Warning>
  **Payment Method Enablement**

  If you want to enable Instalment payment method, contact your account manager or raise a request with the [Support team](https://curlec.com/support/).
</Warning>

## Payment Flow on Standard Checkout

On your website or app, customers select the products and proceed to Checkout.

### On the Checkout page, the customers:

1. Enter the **Phone Number** and **Email address**. Click **Continue**.
2. Select **Cards** as the payment method.
3. Enter the required card details. If the card is eligible you will see the Instalment options, click **See all plans**. If the card is not eligible, customers can pay the full amount.
4. Select an instalment plan from the available options and click **Continue**.
5. Review the plan details. Choose if they want to **Save this card securely for future payments** or pay without saving the card. Click **Continue**.

After successful payment, Razorpay Curlec redirects customers to your application or website. Customers' monthly statements will reflect the instalment amount. You receive the full amount in your bank account as per your [settlement cycle](/payments/settlements#settlement-cycle).

### Related Information

[Credit Card Instalments](/payments/payment-methods/instalments/credit-card-instalments)