> ## Documentation Index > Fetch the complete documentation index at: https://razorpay-60c89f9a-mintlify-audit-missing-sections-1778528421.mintlify.site/llms.txt > Use this file to discover all available pages before exploring further. # Quickstart Guide > Welcome to Razorpay! This guide will walk you through setting up your account and choosing the right products for your business needs. ## Step 1: Create an Account Sign up for a [Razorpay account](https://razorpay.com/signup) and complete the KYC process. * Start using our products or SDK/API integration in Test Mode during the KYC verification process. * After KYC completion and testing, live mode unlocks for real payments. ### Test Mode vs Live Mode * Start integration immediately without KYC completion. * Use test transactions with dummy data. No real money involved. * API keys begin with `rzp_test_`. * Perfect for development and testing. * Requires KYC verification (24-48 hours). * Accept real customer payments. * API keys begin with `rzp_live_`. * Full access to all features. ## Step 2: Select Product [Choose Razorpay products](/payments) based on your business requirements. ### Online Payments vs. Offline Payments Choose between digital payment processing for ecommerce and websites using [Payment Gateway](/payments/payment-gateway), [Magic Checkout](/payments/magic-checkout) and [Payment Links](/payments/payment-links) or physical payment solutions for retail stores and face-to-face transactions with [Razorpay POS](/pos). Know more about [online and offline payment options](/payments#accept-payments). ### One-time Payments vs. Recurring Payments Select single transaction processing for individual purchases using [Payment Gateway](/payments/payment-gateway), [Payment Links](/payments/payment-links) and [Payment Pages](/payments/payment-pages) or automated recurring billing for subscriptions and regular services with [Subscriptions](/payments/subscriptions). Know more about [one-time and recurring payment solutions](/payments#accept-payments). ### No-code Products vs. Products with Coding Requirements Pick ready-to-use payment solutions with simple setup like [Payment Links](/payments/payment-links), [Payment Pages](/payments/payment-pages), [Invoices](/payments/invoices) or refer to our [Payment Gateway SDKs](/payments/payment-gateway#integrate-payment-gateway-web-mobile-ecommerce-plugins) for advanced integration needs. Explore [no-code and developer-friendly options](/payments#accept-payments). ### Solutions by Industry Find tailored payment solutions designed for your industry: [Payment Gateway](/payments/payment-gateway) for ecommerce, [Subscriptions](/payments/subscriptions) for SaaS, [Route](/payments/route) for marketplaces or [Razorpay POS](/pos) for traditional retail businesses. View [industry-specific payment solutions](/payments#solutions-by-industry). ### Solutions by Platform Integrate payments seamlessly with popular ecommerce platforms like Shopify, WooCommerce, Magento using [Payment Gateway ecommerce plugins](/payments/payment-gateway#integrate-payment-gateway-web-mobile-ecommerce-plugins) or build custom solutions using our [Checkout SDKs](/payments/payment-gateway#integrate-payment-gateway-web-mobile-ecommerce-plugins) for Go, PHP, Python, Node.js and [mobile platforms](/payments/payment-gateway#integrate-payment-gateway-web-mobile-ecommerce-plugins) (Android, iOS, React Native, Flutter, Cordova, Capacitor). Browse [platform-specific integration guides](/payments#solutions-by-platform). ## Step 3: Key Dashboard Actions ### Generate API Keys If you are using our APIs, SDKs or plugins, follow these steps to generate API keys for the integration: 1. Log in to Dashboard. 2. Navigate to **Account & Settings** → **API Keys** under Website and app settings. 3. Click **Generate Key**. 4. Download and save **Key ID** and **Key Secret** securely. **Important:** * Only Owner and Admin roles can access API keys. * Generate separate keys for Test and Live modes. * Key Secret is only visible at generation time. [API Keys Documentation →](/payments/dashboard/account-settings/api-keys) ### Add Team Members Follow these steps: 1. Log in to the Dashboard. 2. Navigate to **Account & Settings** → **Business settings** → **Manage Team**. 3. Click **Invite New Member**. 4. Enter their email address and select role from the dropdown. 5. Click **Send Invitation**. [Team Management Guide →](/payments/dashboard/account-settings/manage-team) ### Configure Webhooks We recommend setting up webhooks to receive notifications, if you are integrating with our APIs or SDKs. 1. Log in to the Dashboard. 2. Navigate to **Account & Settings** → **Webhooks**. 3. Click **Add New Webhook**. 4. Enter your endpoint URL. 5. Select events to monitor. 6. Add webhook secret for signature verification. 7. Save and activate. [Webhooks Documentation →](/webhooks) ### Payment Capture Settings Log in to the Dashboard. Navigate to the **Account & Settings** option and scroll to the **Payments Capture** section. ## Option | Description ## Auto-capture all payments | All payments authorized within 3 days from the time of creation are auto-captured. Auto-capture timeouts | - Allows you to define custom auto-capture timeout. * The minimum value is 12 minutes. * The maximum value (default) is 3 days. *** Manual capture timeout | - Allows you to define custom manual capture timeout. * The minimum value is 12 minutes.- The maximum value (default) is 3 days. *** Auto-refund speed | Payments in the authorized state are auto-refunded after the timeout. With the Normal Refund option, your payment is refunded to your customer in 5-7 working days. The refund speed selected here is only applicable to payments that are auto-refunded. [Payment Capture Guide →](/payments/payments/capture-settings) ## Next Steps Once your account is created: **Complete KYC**: [Submit KYC documents](/payments/set-up#2-submit-kyc-details) for live mode activation. **Choose Product/Integration Method**: Select based on your business needs and technical capabilities. **Test Thoroughly**: Use test mode before going live. **Go Live**: Switch to live mode when ready. Use live mode keys if integrating with our APIs/SDKs/plugins.