> ## Documentation Index
> Fetch the complete documentation index at: https://razorpay-60c89f9a-mintlify-audit-missing-sections-1778528421.mintlify.site/llms.txt
> Use this file to discover all available pages before exploring further.

# RazorpayX Lite

> RazorpayX Lite is a digital account created in RazorpayX for businesses to start making payouts within a short span of time. However, we recommend you to open a [Current](/x/acc...

RazorpayX Lite is a digital account created in RazorpayX for businesses to start making payouts within a short span of time. However, we recommend you to open a [Current](/x/account-types/current-account) or [Escrow account](/x/account-types/escrow) supercharged with the RazorpayX tech stack to seamlessly manage all your payables and receivables in a single dashboard. **The accounts are powered by our Partner Banks.**

* RazorpayX Lite is available to you as soon as you complete the KYC process and have your account verified. The approval process is simple and fast.
* RazorpayX Lite has a customer identifier and IFSC. You can get these details on your RazorpayX Dashboard when you click **+ Add balance**. You will see your account details as shown here:

## Create RazorpayX Lite

1. You can kick start the activation process by completing the KYC form. The KYC form can be accessed using the **Fill KYC Form** button from the RazorpayX Dashboard as shown here:

   The KYC modal is displayed as shown here:

2. Enter the details in each section of the modal and click **Next**. Once the form is submitted, the Razorpay team reviews your details and activates your account within 2-3 business days.

## Add Funds

For a safer and secured banking experience, you must add funds to your RazorpayX Lite through [validated bank accounts only](/x/account-types/source-account-validation). You can add upto 5 accounts for fund loading on the RazorpayX Dashboard.

## Direct Bank Transfers: Netbanking

To add funds to your RazorpayX Lite via a direct bank transfer:

<Steps>
  <Step title="Log in to your netbanking account.">
    Log in to your netbanking account.
  </Step>

  <Step title="Copy your RazorpayX Lite details. Account details include your cust...">
    Copy your RazorpayX Lite details. Account details include your customer identifier and IFSC details.
  </Step>

  <Step title="Create a beneficiary using your account details.">
    Create a beneficiary using your account details.
  </Step>
</Steps>

3. Transfer funds via IMPS, NEFT or RTGS.

### Related Information

* [Set up your RazorpayX account](/x/set-up)
* [Generate API Keys](/x/dashboard/api-keys)
* [Test Mode](/x/dashboard/test-mode)