> ## Documentation Index
> Fetch the complete documentation index at: https://razorpay-60c89f9a-mintlify-audit-missing-sections-1778528421.mintlify.site/llms.txt
> Use this file to discover all available pages before exploring further.

# Account Validation APIs

> To make a [payout](/x/payouts) to a Contact, you must:

1. Create a Contact.
2. Add a Fund account to the Contact.
3. Validate the Contact's Fund account.
4. Make payouts.
   You can validate your Contact's Fund account/s using the following Validation APIs.

<Warning>
  **Watch Out!**

  You must [allowlist your IPs](/x/dashboard/allowlist-ip) to use the Account Validation APIs.
</Warning>

## Account Validation APIs

Account Validation APIs validate previously created Contact's Fund accounts. You can create a Contact and Fund Account from the [RazorpayX Dashboard](https://x.razorpay.com/auth) or using the APIs.

The table below lists the various endpoints and gives a brief description of each:

## API Endpoint | Description

## [Create a Contact](/api/x/account-validation/create-contact) | Creates a Contact.

## [Create Fund account (Bank account)](/api/x/account-validation/bank-account/create-fund-account) | Creates a [Fund account of the type bank account](/x/fund-accounts#fund-account-types).

## [Validate a Bank Account](/api/x/account-validation/bank-account) | Validates the Contact's bank account information.

## [Create Fund account (VPA)](/api/x/account-validation/vpa/create-fund-account) | Creates a [Fund account of the type VPA](/x/fund-accounts#fund-account-types).

## [Validate a VPA](/api/x/account-validation/vpa) | Validate the Contact's Virtual Payment Address (VPA)/UPI account information.

## [Validate VPA using Reverse Penny Drop](/api/x/account-validation/reverse-penny-drop) | Validate a bank account using Reverse Penny Drop

## [Fetch all Account Validation Transactions](/api/x/account-validation/fetch-all-transactions) | Retrieves all account validation transactions.

## [Fetch an Account Validation Transaction with ID](/api/x/account-validation/fetch-transactions-with-id) | Retrieves a single account validation transaction with ID.

## Composite Account Validation APIs

With Composite Account Validation, you can use a single API to perform all the actions at once, including account validation. This is useful to create new Contacts and Fund accounts immediately. You can create a Contact and Fund Account from the [RazorpayX Dashboard](https://x.razorpay.com/auth) as well.

The table below lists the various endpoints and gives a brief description of each:

## API Endpoint | Description

## [Validate a Bank Account](/api/x/composite-account-validation/bank-account) | Create Contact, Fund Account with bank details and Validate the Contact's bank account information in a single API call.

## [Validate a VPA](/api/x/composite-account-validation/vpa) | Create Contact, Fund Account with VPA and Validate the Contact's bank account information in a single API call.

## [Fetch all Account Validation Transactions](/api/x/composite-account-validation/fetch-all-transactions) | Retrieves all account validation transactions.

## [Fetch an Account Validation Transaction with ID](/api/x/composite-account-validation/fetch-transactions-with-id) | Retrieves a single account validation transaction with ID.

### Related Information

* [Fund Account Validation](/x/fund-account-validation)
* [Subscribe to Webhooks](/x/apis/subscribe)