> ## Documentation Index
> Fetch the complete documentation index at: https://razorpay-60c89f9a-mintlify-audit-missing-sections-1778528421.mintlify.site/llms.txt
> Use this file to discover all available pages before exploring further.

# KYC for Current Account Operators

> Below are the list of KYC documents required to be submitted by the operators/beneficial owners/partners/directors/proprietors of a business entity to open a current account with RazorpayX in partnership with IDFC First Bank. You can find the list of acceptable documents for [Indian Residents](/x/idfc-first/kyc#indian-residents), [NRIs](/x/idfc-first/kyc#non-resident-of-india), [Foreign Nationals](/x/idfc-first/kyc#foreign-nationals-residing-in-india), [Hindu Undivided Families](/x/idfc-first/kyc#hindu-undivided-family-huf) and [Business Entities](/x/idfc-first/kyc#kyc-documents-for-the-business-entity).

<Warning>
  **Watch Out!**

  All documents are to be submitted in **original hard copies** to the Relationship Manager assigned to you.
</Warning>

### Indian Residents

The following are the documents required for Indian Residents.

* **Resident Customer Information Form** (CIF).
* **ID Proof** (this can be any of the below).
  * PAN
  * Aadhaar
  * Passport
  * Driving Licence
  * Voter's ID
  * Letter issued by National Population Register containing details of name and address.

<Info>
  **Watch Out!**
</Info>

* **Signature declaration**: Required if the signature on the signature proof document does not match the signature on the ID proof.

* **Dual name declaration**: Required if the name on the signature proof does not match the name on the ID proof. A slight mismatch is allowed for South Indian names.

* **Vernacular declaration**: If signature is in any language other than English, it needs to be attested by atleast two bank officials.

  * **Address Proof** (this has to be one of the Officially Valid Document from below):
    * Passport
    * Driving Licence
    * Voters’ ID card
    * Aadhaar card
    * Job Card (issued by NREGA and signed by a State Government official).

### Non-Resident of India

The following are the documents required for Non-resident Indians.

* **Non-resident Indian Customer Information Form** (NRI CIF).
* **Investment Services Account (ISA)**.
* Valid **Passport** (mandatory).
* **Visa** for the country of residence.
* **PAN** (optional).
* **Person of Indian Origin (PIO)** or **Overseas Citizenship of India (OCI)** Card (mandatory).
* **Job card issued by NREGA** duly signed by an officer of the state government.

### Foreign Nationals Residing in India

The following are the documents required for non-Indians residing in India.

* **Customer Information Form** (CIF)
* **Overseas Citizen of India/Person of Indian Origin** Customer Information Form.
* **Investment Services Account(ISA)** form.
* Valid **Passport**.
* **Indian Visa**.
* **PAN** or **Form 60 and Form 49A**.
* **Foreign Registration Regional Office (FRRO)** certificate or a certificate from **Foreigners Registration Officer (FRO)** which includes the purpose of stay, duration and type of visa.

### Hindu Undivided Family (HUF)

The following are the documents required for a Hindu Undivided Family (HUF).

* **HUF PAN card**.
* **Karta’s PAN**.
* **Karta’s KYC**.
  * Aadhaar
  * Passport
  * Driving Licence
  * Voter's ID
* **HUF declaration**.

## KYC documents for the Business Entity

You can find the detailed list of documents required in the name of the business entity in the links below, based on the constitution of the entity.

* [Private / Public Limited Company / OPC](/x/idfc-first/pvt-ltd-co)
* [Limited Liability Partnership (LLP)](/x/idfc-first/llp)
* [Partnership](/x/idfc-first/partnership)
* [Sole Proprietorship](/x/idfc-first/sole-proprietorship)

### Escrow Accounts

Below are the **additional documents** required in case of [Escrow Accounts](/x/account-types/escrow)

* **Escrow Board Resolution** (Click to download the format )
* **Escrow Agreement** (finalised and signed)
* **Trustee Board Resolution**

Download Forms

### Related Information

[Open a Current Account](https://razorpay.com/x/current-accounts/)