Create a Direct Transfer

POST /v1/transfers

Use this endpoint to create a direct transfer of funds from your account to a Linked Account. Apart from transferring payments received from customers, you can also transfer funds to your Linked Accounts directly from your account balance using the Direct Transfers API.

Feature Request

This is an on-demand feature. Please raise a request with our Support team to get this feature activated on your Razorpay account.

to get this feature activated on your account.

Request

Curl

curl -X POST https://api.razorpay.com/v1/transfers \
-u [YOUR_KEY_ID]:[YOUR_KEY_SECRET] \
-H 'content-type: application/json' \
-d '{
  "account": "acc_CPRsN1LkFccllA",
  "amount": 100,
  "currency": "INR"
}'

```java: Java
RazorpayClient razorpay = new RazorpayClient("[YOUR_KEY_ID]", "[YOUR_KEY_SECRET]");

JSONObject transferRequest = new JSONObject();
transferRequest.put("amount",50000);
transferRequest.put("currency","INR");
transferRequest.put("account","acc_CPRsN1LkFccllA");
               
Transfer transfer = razorpay.transfers.create(transferRequest);

```php: PHP
$api = new Api($key_id, $secret);

$api->transfer->create(array('account' => $accountId, 'amount' => 500, 'currency' => 'INR'));

```javascript: Node.js
var instance = new Razorpay({ key_id: 'YOUR_KEY_ID', key_secret: 'YOUR_SECRET' })

instance.transfers.create({
  "amount": 500,
  "currency": "INR",
  "account": "acc_CPRsN1LkFccllA"
})

```python: Python
client = razorpay.Client(auth=("YOUR_ID", "YOUR_SECRET"))

client.transfer.create({
   "amount":500,
   "currency":"INR",
   "account": "acc_CPRsN1LkFccllA"
})

```ruby: Ruby
require "razorpay"
Razorpay.setup('YOUR_KEY_ID', 'YOUR_SECRET')

para_attr = {
  "account": accountId,
  "amount": 500,
  "currency": "INR"
}

Razorpay::Transfer.create(para_attr)

```go: Go
import ( razorpay "github.com/razorpay/razorpay-go" )
client := razorpay.NewClient("YOUR_KEY_ID", "YOUR_SECRET")

data:= map[string]interface{}{
  "account": "",
  "amount": 100,
  "currency": "INR",
}
body, err := client.Transfer.Create(data, nil)

```csharp: .NET
RazorpayClient client = new RazorpayClient("[YOUR_KEY_ID]", "[YOUR_KEY_SECRET]
");

Dictionary transferRequest = new Dictionary();
transferRequest.Add("account", "acc_I0QRP7PpvaHhpB");
transferRequest.Add("amount", 100);
transferRequest.Add("currency", "INR");
               
Transfer transfer = client.Transfer.Create(transferRequest);

Response

Success

{
  "id": "trf_JqpKevElHShZkw",
  "entity": "transfer",
  "status": "processed",
  "source": "acc_CJoeHMNpi0nC7k",
  "recipient": "acc_CPRsN1LkFccllA",
  "amount": 100,
  "currency": "INR",
  "amount_reversed": 0,
  "fees": 1,
  "tax": 0,
  "notes": [],
  "linked_account_notes": [],
  "on_hold": false,
  "on_hold_until": null,
  "recipient_settlement_id": null,
  "created_at": 1657273505,
  "processed_at": 1657273505,
  "error": {
    "code": null,
    "description": null,
    "reason": null,
    "field": null,
    "step": null,
    "id": "trf_JqpKevElHShZkw",
    "source": null,
    "metadata": null
  }
}

```json: Failure
{
   "error":{
      "code":"BAD_REQUEST_ERROR",
      "description":"The api key provided is invalid",
      "source":"NA",
      "step":"NA",
      "reason":"NA",
      "metadata":{
         
      }
   }
}

Parameters

account mandatory : string Unique identifier of the Linked Account to which the transfer must be made.

amount mandatory : integer The amount (in paise) to be transferred to the Linked Account. For example, for an amount of ₹200.35, the value of this field should be 20035.

currency mandatory : string The currency used in the transaction. We support only INR for Route transactions.

notes optional : json object Set of key-value pairs that can be associated with an entity. These pairs can be useful for storing additional information about the entity. A maximum of 15 key-value pairs, each of 256 characters (maximum), are supported.

Parameters

id : string Unique identifier of the transfer.

entity : string The name of the entity. Here, it is transfer.

transfer_status : string The status of the transfer. Possible values are:

• created
• pending
• processed
• failed
• reversed
• partially_reversed

settlement_status : string The status of the settlement. Possible values are:

• pending
• on_hold
• settled

source : string Unique identifier of the transfer source. The source can be a payment or an order.

recipient : string Unique identifier of the transfer destination, that is, the Linked Account.

amount : integer The amount to be transferred to the Linked Account, in paise. For example, for an amount of ₹200.35, the value of this field should be 20035.

currency : string ISO currency code. We support route transfers only in INR.

amount_reversed : integer Amount reversed from this transfer for refunds.

notes : json object Set of key-value pairs that can be associated with an entity. These pairs can be useful for storing additional information about the entity. A maximum of 15 key-value pairs, each of 256 characters (maximum), are supported. For example, "region": "south", "city": "Bangalore".

error : string Provides error details that may occur during transfers.

code : string Type of the error.

description : string Error description.

field : string Name of the parameter in the API request that caused the error.

source : string The point of failure in the specific operation. For example, customer, business and so on.

step : string The stage where the transaction failure occurred. Stages can be different depending on the payment method used to make the transaction.

id : string Unique identifier of the transfer.

reason : string The exact error reason. It can be handled programmatically.

linked_account_notes : array List of keys from the notes object which needs to be shown to Linked Accounts on their Dashboard. For example, "region", "city". Only the keys will be shown, not values.

on_hold : boolean Indicates whether the account settlement for transfer is on hold. Possible values:

• true: Puts the settlement on hold.
• false: Releases the settlement.

on_hold_until : integer Timestamp, in Unix format, indicates until when the settlement of the transfer must be put on hold. If no value is passed, the settlement is put on hold indefinitely.

recipient_settlement_id : string Unique identifier of the settlement.

created_at : integer Timestamp, in Unix, at which the record was created.

Errors

The api key/secret provided is invalid

• code: 4xx
• description: This error occurs when there is a mismatch between the API credentials passed in the API call and the API credentials generated on the Dashboard.
• solution: Make sure the API Keys are active and entered correctly. Also, there should not be any whitespaces before or after the keys.

The transfers.0.amount must be at least 100.

• code: 400
• description: This error occurs when the amount is less than the minimum amount. The transaction amount expressed in the currency subunit, such as paise (in INR) should always be greater than or equal to 100.
• solution: Make sure the amount is equal to or greater than the minimum amount of ₹100.

The input field is required

• code: 400
• description: This error occurs when a mandatory field is empty.
• solution: Make sure to fill in all the mandatory fields.