Skip to main content

For Businesses

Yes, you can. You do not need a website or mobile app to use Payment Links. You can create and send Payment Links in 3 easy steps:
  1. Log in to the Dashboard and create a Payment Link.
  2. Send it to the customer via SMS and/or email.
  3. The customer opens the link and completes the payment.
No. You can create Payment Links with fixed amounts only. Customers cannot enter an amount of their choice. Use Payment Pages if you want to allow customers to enter an amount of their choice. No. Payment Links can only be used to accept one-time payments. Use Razorpay Subscriptions to collect recurring payments from customers. Yes, you can show support details on the Payment Link. Follow these steps:
  1. Log in to the Dashboard
  2. Navigate to Account & SettingsBusiness settings.
  3. In the Customer support details section, enter these details:
    • Phone Number
    • Email id
    • Website/Contact us link
  4. Click Submit.
As per Razorpay’s risk policy, the Report Payment Link option will be displayed by default for all Payment Links. As per our updated security policy, even if the customer’s email address and phone number are provided while creating the Payment Link, these details are not auto-populated on the Checkout section of the Payment Link hosted page. The customer will have to enter these details manually while making the payment. As per our risk policy, the Report Payment Link option will be displayed by default on all Payment Link request emails. Currently, you can set a minimum upfront amount only through APIs. Refer to this API endpoint for more information. To enabled this feature for your account, raise a ticket to the support team. No. You cannot cancel a payment link if it is in paid or partially_paid state. You can only cancel a payment link if it is in issued state. No, you cannot send an invoice automatically. Razorpay’s Invoices is designed to initiate payments, not for post-payment invoicing. You need to handle invoice generation on your end after receiving payment confirmation. Yes, you can accept international payments using Payment Links. Know more about international payments. No, you can only accept payments from a single customer using a Payment Link. Use Payment Pages if you want to use one link to accept payments from multiple customers. UPI Payment Links will not redirect to “callback_url” on an Android device even if the parameter is passed while creating a Payment Link. UPI Payment Links do not work if the customer is the fee bearer. To receive webhook notifications for Payment Link events, you need to set up Payment Link-specific webhook events in your Razorpay Dashboard.
  1. Log in to the Dashboard.
  2. Navigate to Account & SettingsWebhooks.
  3. Subscribe to events such as payment_link.paid, payment_link.cancelled, payment_link.expired and payment_link.partially_paid.
These events will notify you whenever a Payment Link status changes and include details like Payment Link id, amount, status and customer information. This allows you to track Payment Link transactions separately from regular payment or order events. For detailed implementation steps and payload structure, refer to the Payment Link Webhooks documentation. Yes, you can automate Payment Link generation using the Payment Links API. Integrate the API into your Salesforce workflow to programmatically create links based on your business logic. Razorpay does not provide direct WhatsApp integration, but you can use the built-in SMS and email notification system by setting the notify parameters in the API request.

For Bank Transfer Payments

1. What is a Customer Identifier?

A Customer Identifier is a customisable virtual receiver (with customer identifier number and IFSC) created on top of your current/escrow account. You can share the Customer Identifier information with your customers/businesses and collect payments. Normally, reconciling online payments (like NEFT) requires significant time and manual effort. Customer Identifiers solve this by allowing you to accept payments via NEFT, RTGS, and IMPS through a dedicated virtual receiver. Since each payment transaction is automatically linked to a specific Customer Identifier, the reconciliation process becomes instant and effortless.

2. How will the payments made by customers be settled to my bank account?

The net amount (payment minus fees and taxes) is transferred from the Customer Identifier to your bank account as per your settlement schedule. Yes, once this feature is enabled, it will appear in all instances of Razorpay Checkout, be it Invoices, Payment Pages or the Checkout integrated on your website . You cannot enable or disable it for specific products. No. Each Payment Link will have only one Customer Identifier associated with it. Even if multiple partial payments are made against the link, the amount will be received by the same Customer Identifier.

For Customers

There are two ways by which you can report a fraudulent Payment Link:
  • Using the Payment Link hosted page.
  • Using the email notification you received.
Using the Payment Link Hosted Page Follow these steps:
  1. Click the Payment Link and open the hosted page.
  2. Click Report Payment Link.
Using an Email Notification You Received Follow these steps:
  1. Open the email received from the business.
  2. Click Report Email.
On Clicking Report Option After you click the report link, a form is displayed. Enter the following details:
  1. Reason to report this merchant: Click the drop-down list to select the relevant reason. For example, Reporting fake website/company.
  2. Email ID: Enter your email address at which we can contact you for additional information.
  3. Contact No (optional): Enter your contact number.
  4. Name (optional): Enter your name.
  5. Complete the captcha step and click SUBMIT REPORT.
Additional Steps If you have already completed the payment, you can choose to:
  • Request a refund by contacting the business’ support team. The support details are available on the Payment Link hosted page.
  • File a dispute against the business. Know more about Disputes.