Notification (prior to 24/05/19)

All payments made using Smart Collect will show up on your Dashboard as well as in the usual payment response APIs, as payments made with method bank_transfer.

Webhooks

Payments made using this method will also trigger webhooks much like regular payments. To use webhooks, refer our Webhooks documentation.

Virtual Account Credited Event

You are notified about payments made using Smart Collect via the virtual_account.credited webhook.

The payload for this event contains details of the payment as well as the Customer Identifier that the payment was made towards.

Given below is the webhook payload for virtual_account.credited.

{
  "event": "virtual_account.credited",
  "entity": "event",
  "contains": [
    "payment",
    "virtual_account"
  ],
  "payload": {
    "payment": {
      "entity": {
        "id": "pay_6X6jcHoHdRdy79",
        "entity": "payment",
        "amount": 50000,
        "currency": "INR",
        "status": "captured",
        "amount_refunded": 0,
        "refund_status": null,
        "method": "bank_transfer",
        "order_id": "order_6X4mcHoSXRdy79",
        "card_id": null,
        "bank": null,
        "captured": true,
        "email": "[e-mail]",
        "contact": "9123456780",
        "description": "Payment Description",
        "error_code": null,
        "error_description": null,
        "fee": 200,
        "tax": 10,
        "international": false,
        "notes": [],
        "vpa": null,
        "wallet": null
      }
    },
    "virtual_account": {
      "entity": {
        "id": "va_4xbQrmEoA5WJ0G",
        "entity": "virtual_account",
        "description": "First Virtual Account",
        "customer_id": "cust_805c8oBQdBGPwS",
        "status": "active",
        "amount_paid": 50000,
        "notes": {
          "reference_key": "reference_value"
        },
        "receivers": [
          {
            "id": "ba_4lsdkfldlteskf",
            "entity": "bank_account",
            "name": "Merchant Billing Label",
            "account_number": "11122219877893452",
            "ifsc": "RAZR0000001"
          }
        ],
        "created_at": 1455696638
      }
    },
    "created_at": 1400826760
  }
}

Emails

You will also receive a ‘payment successful’ notification email, as you do for regular payments.