Razorpay’s Native OTP offers the following additional features:
Watch Out!The auto-read, auto-fill, and auto-submit features are compatible with merchants using the Android SDK for standard checkout.
Auto Read + Auto Fill
Check how Auto Read + Auto Fill works:
- Razorpay requests user permission to read SMS messages.
- By obtaining permission to read SMS messages, Razorpay can:
- Automatically extract the OTP from the received SMS.
- Add the OTP to the Native OTP page.
Advantages
- Simplifies the payment process for users
- Increases Success Rate
- Eliminates the need for users to manually enter the OTP
- Reduces errors in OTP input
- Improves the overall user experience
Auto Submit
Customers no longer need to manually enter one-time passwords (OTPs) for card payments.
Razorpay handles the entire process seamlessly by obtaining permission to read SMS messages to:
- Automatically read the OTP.
- Fill the OTP.
- Submit the OTP on behalf of the customer.
Advantages
- Reduces friction during the transaction flow
- Increases Success Rate
- Reduces errors associated with manual entry of OTPs
- Lower transaction time by eliminating the manual OTP submission step
Supported Payment Methods, Cards Networks and Payment Gateways
Below is a list of payment gateways and their respective card networks that support the Native OTP feature.
Payment Gateway | Card Networks
Billdesk | Visa and Mastercard
Cashfree | RuPay
CCAvenue | Visa and Mastercard
Easebuzz | RuPay
Paytm | Visa, Mastercard and RuPay
PayU | Visa, Mastercard and RuPay (credit cards only)
PineLabs | RuPay
The Native OTP feature supports only card payments. 