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Watch Out!Razorpay supports wallet auto-debit only for Paytm.

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Prerequisites

1

Step 1

You need to have an active Razorpay account with Optimizer enabled.
2

Step 2

You need to have an active Paytm PG account.
3

Step 3

Write to your Razorpay Relationship Manager to enable Wallet Auto-Debit feature on your Optimizer account.
4

Step 4

Write to your Paytm Relationship Manager to enable the Paytm wallet auto debit feature and provide the client key and secret.
Handy TipsThe Paytm auto-debit feature is supported on Razorpay Standard Checkout.

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Add Paytm as a Payment Provider

1

Step 1

Log in to your Dashboard.
2

Step 2

Go to the PAYMENT PRODUCTS section and click Optimizer.
3

Step 3

In the top-right section, click Add Provider.
4

Step 4

Select PayTm in the list of gateways available and click Next.
5

Step 5

Select Server-to-Server and click Next.
6

Step 6

Enter the provider name and description and click Next.
7

Step 7

Enter your INDUSTRY_TYPE_ID, KEY, MID (merchant ID) and WEBSITE details.
8

Step 8

Enable the Wallet auto-debit button, enter your Client Key and Secret and click Submit.

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Razorpay Wallet Auto-Debit (Customer Flow)

Below is a complete end-to-end flow about how Razorpay Wallet Auto-Debit works:
  1. The customer clicks Pay Now on your website and is redirected to the Razorpay Standard Checkout.
  2. The customer selects Wallet and Paytm.
    • If the customer is a first-time user, they will be asked to enter the mobile number and the OTP to link their wallet and complete the payment.
    • If the customer has sufficient balance in their wallet, they can pay directly with a single click.
    • If the customer does not have sufficient balance in their wallet, they will be redirected to a Paytm page where they can add money to their balance and complete the payment.