Recurring Payments

You can use Optimizer Recurring Payments to set up and oversee customer payments on your terms. It is a user-friendly self-serve feature on Optimizer that simplifies the process, enabling you to establish recurring payment schedules for your customers effortlessly.

Supported Payment Gateways and Methods

Payment Gateways | Payment Methods

PayU | - Emandate (Live)

• Cards (Live)
• UPI Autopay (Live)

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Razorpay | - Emandate (Live)

• Cards (Live)
• UPI Autopay (Live)

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HDFC Mindgate | - UPI Autopay (Live)

Watch Out!

Optimizer rules apply only for the first-time registration payment. All subsequent debits happen on the same terminal used for registration payment. Optimizer Rules will not be applicable for subsequent payments.

Integrate Emandate (PayU)

Prerequisites

1. Step 1

   Write to your PayU Relationship Manager with the following requests:

   • Enable seamless mode for your account. Mention that you use a technology company to handle sensitive card data.
   • Enable the method ENACH for your account.
   • Configure the webhook URL as https://api.razorpay.com/v1/callback/payu to receive an Emandate response.
   • Subscribe to webhooks for all emandate payment events.
   • Enable the required banks.
   • Provide PayU key and Salt key details.
2. Step 2

   You should have an active Razorpay account with Optimizer enabled.

3. Step 3

   Get in touch with your Razorpay Relationship Manager to enable Emandate as a payment method.

Integration Steps

Below are the steps to integrate Recurring Payments for PayU using Emandate as a payment method:

Step1: Add PayU as a Payment Provider

Know how to add PayU as a payment provider.

Watch Out!

Ensure you select Emandate as a payment method while selecting the required payment methods.

Step2: Route Emandate Transactions

To route emandate transactions via Optimizer, configure the rule as follows:

1. Log in to your Dashboard.

2. Go to the PAYMENT PRODUCTS section and click Optimizer.

3. Click +Add New Rule and enter the Rule name and Description.

4. Click Next and enter the following rule:

   • In Select Parameter field, select Payment Method.
   • In Select Connection field, select Equal to.
   • In Select Comparing Value field, select emandate.

5. Click Add Another Condition and enter the following rule:

   • In Select Parameter field, select Emandate Authentication Type.
   • In Select Connection field, select One Of.
   • In Select Comparing Value field, select netbanking or debit card as per your requirement and click Next.

Watch Out!

PayU does not support Aadhaar-based authentication. To use Aadhaar authentication, route transactions to Razorpay.

6. Enter the value 100 in the Route field, select payu in the payment via drop-down, and click Next.

7. Click Publish Rule.

Integrate Cards (PayU)

Prerequisites

1. Step 1

   Write to your PayU Relationship Manager with the following requests:

   • Enable seamless mode for your account. Mention that you use a technology company to handle sensitive card data.
   • Enable the method Card Recurring for your account.
   • Configure the webhook URL as https://api.razorpay.com/v1/callback/payu to receive a card recurring response.
   • Subscribe to webhooks for all card recurring payment events.
   • Provide PayU key and Salt key details.
2. Step 2

   You should have an active Razorpay account with Optimizer enabled.

3. Step 3

   Get in touch with your Razorpay Relationship Manager to enable Card Recurring as a payment method.

Integration Steps

Below are the steps to integrate Recurring Payments for PayU using Cards as a payment method:

Step 1: Add PayU as a Payment Provider

Know how to add PayU as a payment provider.

Watch Out!

Ensure you select Card as a payment method while selecting the required payment methods.

Step 2: Route Cards Transactions

To route cards transactions via Optimizer, configure the rule as follows:

1. Log in to your Dashboard.

2. Go to the PAYMENT PRODUCTS section and click Optimizer.

3. Click +Add New Rule and enter the Rule name and Description.

4. Click Next and enter the following rule:

   • In Select Parameter field, select Payment Method.
   • In Select Connection field, select Equal to.
   • In Select Comparing Value field, select card.

5. Click Add Another Condition and enter the following rule:

   • In Select Parameter field, select Recurring (card).
   • In Select Connection field, select Equal to.
   • In Select Comparing Value field, select true and click Next.

6. Enter the value 100 in the Route field, select payu in the payment via drop-down, and click Next.

7. Click Publish Rule.

Handy Tips

You can follow similar steps for UPI payments by selecting UPI as the payment method.