Netbanking

You can accept payments from your customers using Netbanking. The customers enter their Netbanking credentials to make payments. This method is available by default. No additional integration or permissions are needed to enable this method at your application Checkout.

Netbanking Payment Flow

The diagram given below represents the payment flow for netbanking:

To pay using the Netbanking payment method, customers:

1. Step 1

   Select Netbanking as the payment method on the checkout page and choose their bank from the list of supported banks.

2. Step 2

   Are redirected to their bank’s secure login page.

3. Step 3

   Enter their Netbanking credentials (User ID and Password) to authenticate.

4. Step 4

   Review the payment details and authorise the transaction.

After successful payment, customers are redirected back to your website or app with the payment confirmation.

Supported Platforms and Availability

Supported Platforms | Availability

• Web
• Mobile web
• Android
• iOS | Available by default. No additional integration or permissions needed.

Supported Banks

List of supported banks:

Watch Out!

Allahabad Bank netbanking is merged with Indian Bank, and both the bank codes are supported.

Sl. No. | Bank Code | Bank Name

1 | AIRP | Airtel Payments Bank

2 | ALLA | Allahabad Bank

3 | AUBL | AU Small Finance Bank

4 | BARB_R | Bank of Baroda - Retail Banking

5 | BBKM | Bank of Bahrain and Kuwait

6 | BDBL | Bandhan Bank

7 | BKDN | Dena Bank

8 | BKID | Bank of India - Retail Banking

9 | CBIN | Central Bank of India

10 | CIUB | City Union Bank

11 | CNRB | Canara Bank

12 | CORP | Corporation Bank

13 | COSB | Cosmos Co-operative Bank

14 | CSBK | Catholic Syrian Bank

15 | DBSS | Development Bank of Singapore

16 | DCBL | DCB Bank

17 | DEUT | Deutsche Bank

18 | DLXB | Dhanlaxmi Bank

19 | ESAF | ESAF Small Finance Bank

20 | ESFB | Equitas Small Finance Bank

21 | FDRL | Federal Bank

22 | HDFC | HDFC Bank

23 | HSBC | HSBC

24 | IBKL | IDBI

25 | ICIC | ICICI Bank

26 | IDFB | IDFC FIRST Bank

27 | IDIB | Indian Bank

28 | INDB | Indusind Bank

29 | IOBA | Indian Overseas Bank

30 | JAKA | Jammu and Kashmir Bank

31 | JSBP | Janata Sahakari Bank (Pune)

32 | JSFB | Jana Small Finance Bank

33 | KARB | Karnataka Bank

34 | KCCB | The Kalupur Commercial Co-Operative Bank

35 | KJSB | Kalyan Janata Sahakari Bank

36 | KKBK | Kotak Mahindra Bank

37 | KVBL | Karur Vysya Bank

38 | LAVB_R | Lakshmi Vilas Bank - Retail Banking

39 | MAHB | Bank of Maharashtra

40 | MSNU | Mehsana Urban Bank

41 | NESF | North East Small Finance Bank

42 | NKGS | NKGSB Co-operative Bank

43 | NSPB | NSDL Payments Bank

44 | ORBC | Oriental Bank of Commerce

45 | PMCB | Punjab & Maharashtra Co-operative Bank

46 | PSIB | Punjab & Sind Bank

47 | PUNB_R | Punjab National Bank - Retail Banking

48 | RATN | RBL Bank

49 | SRCB | Saraswat Co-operative Bank

50 | SBBJ | State Bank of Bikaner and Jaipur

51 | SBHY | State Bank of Hyderabad

52 | SBIN | State Bank of India

53 | SBMY | State Bank of Mysore

54 | SBTR | State Bank of Travancore

55 | SCBL | Standard Chartered Bank

56 | SIBL | South Indian Bank

57 | STBP | State Bank of Patiala

58 | SURY | Suryoday Small Finance Bank

59 | SVCB | Shamrao Vithal Co-operative Bank

60 | SYNB | Syndicate Bank

61 | TJSB | Thane Janata Sahakari Bank

62 | TMBL | Tamilnadu Mercantile Bank

63 | TNSC | Tamilnadu State Apex Co-operative Bank

64 | UBIN | Union Bank of India

65 | UCBA | UCO Bank

66 | UTBI | United Bank of India

67 | UTIB | Axis Bank

68 | VARA | Varachha Co-operative Bank Limited

69 | YESB | Yes Bank

Fetch Supported Methods

Use the below endpoint to fetch a list of banks Razorpay supports for netbanking payments:

/methods

Watch Out!

To fire this API, provide your [KEY_ID] for authorization. Your “ is NOT required and should NOT be passed.

Request

curl -u [YOUR_KEY_ID] \
    -X GET https://api.razorpay.com/v1/methods
```json: Response
{
  "entity": "methods",
  ...
  ...
  ...
  "netbanking": {
    "AUBL": "AU Small Finance Bank",
    "AIRP": "Airtel Payments Bank",
    "ALLA": "Allahabad Bank",
    "ANDB": "Andhra Bank",
    "ANDB_C": "Andhra Bank - Corporate Banking",
    "UTIB": "Axis Bank",
    "BDBL": "Bandhan Bank",
    "BBKM": "Bank of Bahrein and Kuwait",
    "BARB_R": "Bank of Baroda - Retail Banking",
    "BKID": "Bank of India",
    "MAHB": "Bank of Maharashtra",
    "BACB": "Bassein Catholic Co-operative Bank",
    "CNRB": "Canara Bank",
    "CSBK": "Catholic Syrian Bank",
    "CBIN": "Central Bank of India",
    "CIUB": "City Union Bank",
    "COSB": "Cosmos Co-operative Bank",
    "DCBL": "DCB Bank",
    "BKDN": "Dena Bank",
    "DEUT": "Deutsche Bank",
    "DBSS": "Development Bank of Singapore",
    "DLXB": "Dhanlaxmi Bank",
    "DLXB_C": "Dhanlaxmi Bank - Corporate Banking",
    "ESAF": "ESAF Small Finance Bank",
    "ESFB": "Equitas Small Finance Bank",
    "FDRL": "Federal Bank",
    "FSFB": "Fincare Small Finance Bank",
    "HDFC": "HDFC Bank",
    "ICIC": "ICICI Bank",
    "IBKL": "IDBI",
    "IBKL_C": "IDBI - Corporate Banking",
    "IDFB": "IDFC FIRST Bank",
    "IDIB": "Indian Bank",
    "IOBA": "Indian Overseas Bank",
    "INDB": "Indusind Bank",
    "JAKA": "Jammu and Kashmir Bank",
    "JSFB": "Jana Small Finance Bank",
    "JSBP": "Janata Sahakari Bank (Pune)",
    "KCCB": "Kalupur Commercial Co-operative Bank",
    "KJSB": "Kalyan Janata Sahakari Bank",
    "KARB": "Karnataka Bank",
    "KVBL": "Karur Vysya Bank",
    "KKBK": "Kotak Mahindra Bank",
    "LAVB_C": "Lakshmi Vilas Bank - Corporate Banking",
    "LAVB_R": "Lakshmi Vilas Bank - Retail Banking",
    "MSNU": "Mehsana Urban Co-operative Bank",
    "NKGS": "NKGSB Co-operative Bank",
    "NESF": "North East Small Finance Bank",
    "ORBC": "PNB (Erstwhile-Oriental Bank of Commerce)",
    "UTBI": "PNB (Erstwhile-United Bank of India)",
    "PSIB": "Punjab & Sind Bank",
    "PUNB_R": "Punjab National Bank - Retail Banking",
    "RATN": "RBL Bank",
    "RATN_C": "RBL Bank - Corporate Banking",
    "SRCB": "Saraswat Co-operative Bank",
    "SVCB_C": "Shamrao Vithal Bank - Corporate Banking",
    "SVCB": "Shamrao Vithal Co-operative Bank",
    "SIBL": "South Indian Bank",
    "SCBL": "Standard Chartered Bank",
    "SBBJ": "State Bank of Bikaner and Jaipur",
    "SBHY": "State Bank of Hyderabad",
    "SBIN": "State Bank of India",
    "SBMY": "State Bank of Mysore",
    "STBP": "State Bank of Patiala",
    "SBTR": "State Bank of Travancore",
    "SURY": "Suryoday Small Finance Bank",
    "SYNB": "Syndicate Bank",
    "TMBL": "Tamilnadu Mercantile Bank",
    "TNSC": "Tamilnadu State Apex Co-operative Bank",
    "TBSB": "Thane Bharat Sahakari Bank",
    "TJSB": "Thane Janata Sahakari Bank",
    "UCBA": "UCO Bank",
    "UBIN": "Union Bank of India",
    "CORP": "Union Bank of India (Erstwhile Corporation Bank)",
    "VARA": "Varachha Co-operative Bank",
    "YESB": "Yes Bank",
    "YESB_C": "Yes Bank - Corporate Banking",
    "ZCBL": "Zoroastrian Co-operative Bank"
  },
  ...
  ...
  ...
}

Third-Party Validation (TPV)

Use Third-Party Validation if your business model requires customers to register a bank account and use the registered account to make payments.

• Third-Party Validation document
• List of banks that support TPV